The process of purchasing real estate can be complex, and there are many factors to consider. One of the most important of these is the building permit, also known as an occupancy certificate. So, what is a building permit, and why is it so crucial?
What is a Building Permit?
A building permit is an official document that certifies that a structure has been built in compliance with specific standards and is ready for occupancy. In Turkey, building permits are typically issued by local municipalities, confirming that the property is safe, healthy, and legally habitable.
How is a Building Permit Obtained?
The process of obtaining a building permit begins during the construction phase and generally consists of the following steps:
Project Approval: After obtaining a construction permit, the housing project must be approved by the relevant municipality.
Construction Process: Once construction is completed, an inspection is conducted by a building inspection firm.
Final Inspection: The structure's compliance with all standards is verified.
Permit Application: Once all documents are complete, an application for the building permit is submitted to the municipality.
Issuance of Permit: When the application is approved, the building permit is issued.
The Ratio of Permitted vs. Non-Permitted Properties in Turkey and Istanbul
The ratio of permitted to non-permitted properties varies across Turkey. In Istanbul, especially in recent years, the majority of new projects have building permits. However, there are still properties without permits, particularly in older buildings and informal settlements.
The Importance of a Building Permit
A building permit is one of the most critical factors to consider when purchasing real estate. A permitted property signifies a legally safe investment. Additionally, banks are often reluctant to provide mortgages for properties without building permits. Therefore, checking the permit status helps buyers avoid future issues.
Delays in Obtaining Building Permits
In some cases, obtaining a building permit can be delayed due to construction issues or missing documents. In such situations, buyers should exercise caution and make purchasing decisions based on these factors.
Evaluating Non-Permitted Properties
Non-permitted properties can also be attractive to buyers. However, factors such as location, price, and future development plans for the area should also be considered. When purchasing a non-permitted property, it is essential to conduct a careful analysis of potential risks and opportunities.
Conclusion
In real estate purchases, the building permit is a cornerstone of making a safe investment. Knowing the permit status helps buyers avoid potential future problems. While non-permitted properties can also be considered, careful analysis of the current situation is crucial. This way, making the right decision becomes possible.